Our Own Book

A service unlike any other

A lot of brokers will tell you they are different, that they can offer a service unlike anyone else. At Victor Finance we don’t just say it we do it.

Our own book lending is unlike any others. We like to think of ourselves as the old fashioned bank. These were the times when you had a great relationship with your bank manager, and they gave you the support and the financial backing you needed to create and develop your business.

We offer the full range of finance deals but as we do our own underwriting we can also create opportunities that no one else would be able to do. We understand how important cash flow is and know that cash flow loans are not something to run away from or charge an excessive rate for.

At Victor Finance we look at the strength of the person as well as the financials of their company. Experience and good planning still count a lot to us.

Types of deal:

  • Asset Finance
  • Re-Finance
  • Invoice Discounting / Factoring
  • VAT Loans
  • Corporation Tax Loans
  • Short Term Cash Flow Loans
  • Sourcing New Bank Facilities

We have a wide variety of finance options available for your specific funding needs.

Deal examples

VAT Funding

Large national recycling business looking to control their cash flow during a period of expansion. Spreading VAT payments over 3 months paying on a weekly basis.

A Management Buyout of a printing company assisted by VAT Loan facility when the cash in the business was tied up with the purchase.


National removal company looking to raise money for a restructure brought on by their bank reducing the overdraft facility. We raised money on numerous unencumbered assets to assist.

Asset Finance

A local recovery business purchasing a 20 year old ex MOD recovery vehicle financed over 3 years. Other funders would not finance due to the age but we understand our customers know the value of assets in their trade.

Small family owned hatchery required new hatchers and setters to increase production and in turn increase profits. Funded over 3 years to suit their cash flow.

Small haulier looking to increase their fleet but with the understanding that his cash was required to cover diesel and wages of the new driver before the vehicle started making money for them. Funded the deposit for the new truck and trailer over 3 months protecting their cash flow.

Emergency Call

In case of urgent, feel free to ask questions.